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"I don't know where to begin or what I should do. I'm lost."
Sometimes we feel absolutely powerless to confront the issues that are in front of us. Debt is something we rarely talk about. Unfortunately, we tend to measure our value and self worth through our sense of wealth or lack thereof.
When hard times strike, we don't want to face the reality that our finances are not what we thought they would be. It creates stress, anxiety, and in families, debt is the biggest cause for divorce.
Nobody wants to file bankruptcy. Everybody I have ever represented has told me a version of the same thing "I never thought I would be here." No one ever does. But I wish many of those people would have come to see me sooner. Before they cashed in their 401k, before they took out a second mortgage on their home, before they spent 10 months in a credit counseling program only to find out their creditor is still suing them in court.
The question you need to ask yourself is whether it is worth the continued stress, frustration, and aggravation for you to continue to push this rock called debt up a hill, or do you swallow your pride and seize the opportunity to get a fresh start. A life where you are debt free. A life where you aren't juggling the bills just to keep the lights on. A life where you don't have to keep the car locked in the garage this month because the repo man is looking for you. A life where you don't have to avoid the phone because the collection company is demanding you send a payment right away.
I'm jaded, but I think the answer is pretty simple. You are already on this website because you are looking for answers. You are wondering if there is another way. There is and you will be surprised at how beneficial it can be.
I know, you don't want to ruin your credit. Everybody knows that bankruptcy ruins your credit. WRONG! Bankruptcy doesn't ruin your credit! What happened before you wound up in my office ruined your credit. In truth, bankruptcy has a very low impact on your overall credit score. You are not scarred for life. It takes a very short time to bounce back.
Jay S. Jump is a member of the National Association of Consumer Bankrtupcy Attorneys as well as the Washington State Chair. A frequent speaker at the various conventions held by NACBA, Mr. Jump is on the steering committee for the technology division.
The Jump Law Group has been proudly designated as a Debt Relief Agency by the Congress of the United States. Because we help people live without debt through various means including bankruptcy, Congress and the President of the United States have bestowed our firm with this special designation.
Credit Repair
Foreclosure
Buy/Sell a home
Criminal Defense
Family Law
Aviation Law
Realize that you need help to get out of your situation
Call the Jump Law Group for your FREE consultation
After you have retained, tell your creditors you are represented. We deal with the phone calls!
Complete Forms provided by the Jump Law Group and return
Approve Case and File. Creditors are automatically stayed from collections!
Attend Court hearing with your
attorney
Attend Debtor Education Class. Learn the secrets creditors don't want you to know!
Get Discharge in the mail. You now have your Fresh Start!
Living without debt lets you save money and build wealth
Review Credit Report to make sure creditors have properly reported your discharge
Buy your dream home with your good credit!
Wonder what the process for filing bankruptcy with the Jump Law Group is? Follow the time line to learn how simple and easy it is to go from the realization that you need help to starting your life over with good credit. We are with you every step of the way.
To learn even more about the process, scroll down to our links below.
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Instant Email
Zero to Debt Free in 3 easy steps
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Fill out our 5 minute online interview.
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Sit down with us in our office for 20 minutes. Learn about your options which may not even include bankruptcy.
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Use our exclusive "Bankruptcy Case Management" software to provide us with all the information necessary to file your case. After your case is filed, the CD we give you provides you with all the information you need to rebuild your credit and manage your finances to build serious wealth.
Click on the CD to start
Your own Bankruptcy Case Management
Our exclusive "Bankruptcy Case Management" software package was developed specifically for the client's of the Jump Law Group. It is not available anywhere else.
When we first began representing bankruptcy clients, we realized that bankruptcy doesn't happen in a vacuum. It isn't enough just to file your paperwork with the Court and send you on your way. People were coming to us because they needed a way to get out from underneath the mountain of debt and start making money and building wealth and retirement.
We created the software package just for this reason. From beginning to end, our CD program allows you to fill out our form package for filing and save it on your computer, learn about the bankruptcy process, have access to necessary forms during your case, get directions to the court hearing, access your debtor education classes, and rebuild your credit after the bankruptcy.
We have tried to cover everything, but we are constantly revising the program and adding to it. Our client's are a never ending source of information and inspiration. Out bankruptcy management program truly sets us apart from everyone else. Because we developed it ourselves based on input from previous client's we know that it is designed to meet your needs.
About the firm
Kathryn Jump
Certified Financial
Health Counselor
Realtor
Legal Assistant
Jay S. Jump
Lawyer
Washington State
Chair for NACBA
Admitted Federal
Districts
Admitted 9th Circuit
Contact our offices and you are immediately in good hands. We have taken the time to become experts in the field that you need. Remember, our firm philosophy is not about processing your case and shoving you out the door. We have a long term relationship in mind. One where we get you started over and help you grow your wealth and well being.
Many of our clients have gone on to start new business, buy real estate, and invest their new found savings. We're thankful that we were with them every step of the way.
We are a small firm that enjoys a solid reputation among the courts, trustees, and fellow counsel. Our involvement in cases and advocacy for our clients has led to national recognition amongst our peers and professional organizations.
Jay is often invited to speak at seminars on bankruptcy, aviation law, and office technology. Without our solid reputation for excellence, this simply wouldn't happen.
We invite you to sit down with us and discuss your options. We know you will find answers to your questions and you will walk out of our offices feeling better than when you walked in. Even if we can't help you, a little bit of information is the difference between being able to confront your situation and being overwhelmed by it.
In the past 8 years, we have represented thousands of clients. From the small Mom and Pop business to the struggling family, even a major airline. We have represented people from all walks of life.
FREE Online Bankruptcy Education
We want you to know as much as you can about bankruptcy so that you can make informed decisions. There are a lot of misperceptions about what happens during a bankruptcy. We're here to set the record straight. Our online bankruptcy education program is a seven part program that comes to you via email. It is a FREE program. There is no committment on your part, you need only receive the email and read what the creditors don't want you to know about bankruptcy. To start learning the secrets of bankruptcy, simply follow the link. We will ask you for your name and email address. It will never be sold or released to a third party. We value your privacy!
Links to more information
Chapter 7
Chapter 13
Credit Counseling
Links
Bankruptcy Blog
Bankruptcy Myths
Glossary
Compare 7/13/CC
Testimonials
Two Income Trap
Using a paralegal
Emotions & BK
528 2nd Avenue South
Kent, WA 98032
(253) 479-0241 Telephone
(253) 270-8970 Facsimile
The Jump Law Group
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This web site is offered as marketing material only for the Jump Law Group. It is not intended as legal advice. There is no substitute for competent legal advice except for a one on one discussion with a licensed attorney in the jurisdiction you reside. The viewing and reading of this material does not constitute an attorney client relationship. No attorney client relationship is formed until such time as you and the Jump Law Group enter into a written retainer agreement setting forth the terms and responsibilities to be undertaken by each party.
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