. . .fighting for the consumer one case at a time.
The Jump Law Group
253 479 0241
Kent and Davenport, WA
(253) 479-0241
(509) 725-1130
The debt buster program
99
per month
$
.00
Secrets your creditors don't want you to know!
Creditors have spent a lot of money to make sure you avoid the bankruptcy code. It's an effective campaign, but the truth can't be hidden!
Not true! The law changed in 2005 and creditors did everything they could to let you know that bankruptcy law as we knew it was over and filing would be just about an impossibility.
Bankruptcy is alive and well and it is being used in these hard economic times by people who need to get relief from their debt.
Secret #1: Bankruptcy no longer exists!
If we had a nickel for everytime a client calls and thinks this is true! You can deal with all of your debt, from credit cards, to collections, to student loans, to medical debt, to criminal fines, to taxes, the list goes on and on!
Secret #2: You can't get rid of credit card debt anymore!
Wrong again. Here is the simple truth. Not paying your bills is ruining your credit. Bankruptcy stops the destruction of your credit score and wipes the slate clean.
Secret #3: Bankruptcy will ruin your credit!
False. You will be offered more credit cards than you know what to do with after your bankruptcy is complete. Remember, they need to lend you money just as much as you need to borrow. They are a bank - they lend money. That's their business. They will be happy to extend you a line of credit as soon as your bankruptcy is over.
Secret #4: You'll never have credit again!
False. Credit card companies set up minimum payments as a way to keep you indebted for the rest of your life. By making a minimum payment, you really only pay the interest on the debt and the balance never goes down. Minimum payments ensure your life as a debt slave!
Secret #5: Minimum payments are your way to an easier life!
Not from where we stand. Sure, if you don't know what you are doing, the Federal Bankruptcy Court can be an intimidating place. But that is why you hire an expert to work your way through the system. We make sure that your bankruptcy is a completely unstressful event.
Money problems are stressful. Debt is stressful. The biggest reason that couples get divorced or split up? Money. Many times we have watched our clients relationship problems evaporate and they remember the reasons they fell in love in the first place.
Secret #6: Bankruptcy is a stressful experience!
False. The filing of the bankruptcy will immediately stop all lawsuit activity against you. 11 U.S.C. sec. 362 provides you with an umbrella of protection that stops all creditors in their tracks.
Secret #7: Bankruptcy will not stop the lawsuit against you
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